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Full service Folsom Home Loan company
12/18/2012
Choose the Folsom Loan Team, a full service home loan company Home Loans Folsom and the Folsom Loan Team will service any type of home mortgage loan you may have including: FHA home loan, Conventional Home Loan, Jumbo Home Loan, no money down home loan, and even a poor credit home loan. The Folsom Loan Team is a full service Folsom Home Loan company that can service your next loan today! If you ever dreamed of owning your own home, our home loan lenders can help get you into that house of your dreams today! We have been in business...
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Certified Home Loan Lenders in Folsom
12/18/2012
Over the years in the Sacramento area and in the Home Loan industry , the Folsom Loan Team has built their business philosophy on three simple but important traits. Honesty, Integrity and Service! These three traits are the cornerstone of our business and personal lives. I believe a mortgage transaction should be about building lifelong relationships and helping our customers achieve the American Dream at the best price and with exceptional service results. We take a consultative approach by listening to our client’s needs and...
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How Much Should I Put for a Down Payment?
12/5/2012
It’s not always easy to save up enough to make the traditional 20 percent down payment on a home. Fortunately, lenders today offer many low-down-payment mortgages. But when deciding how much to put down, you should consider the following: Is 20 percent the standard down payment? In order to qualify for a conventional mortgage, lenders usually require a minimum down payment of 20 percent. If you put down less than 20 percent, most lenders will require you buy Private Mortgage Insurance (PMI). This insurance typically costs about...
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New Home Construction Climbs to Surprising Four Year High
11/26/2012
Evidence of a construction industry revival is was present in October when new-home construction rose to a four-year high. Housing development rose 3.6 percent to an annual rate of 894,000, the fastest since July 2008, according to the Commerce Department in Washington. A group of 82 economists called a median forecast for an 840,000 annual rate pace. Construction permits for single-family homes also climbed to their highest in four years. Mortgage rates are at a record-low with a lower risk that property values will continue to decline,...
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Existing Home Sales Jump; Median Price Continue to Rise
9/19/2012
Existing Home Sales Jump, Median Prices Continue To Rise Sep 19 2012, 11:57AM Existing home sales and home prices both improved in August, with sales rising 7.8 percent on a seasonally adjusted annual basis. According to information released this morning by the National Association of Realtors ® (NAR) August was the sixth consecutive month for a year-over-year median price increase. Median prices were up for both single family and attached units. Total existing home...
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