Folsom Home Loan

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Home Loans for Low Income:

The USDA (United States Department of Agriculture) offers a specialized home loan that is available to families with inadequate housing that can afford monthly payments on their mortgage. As part of a government initiative, this USDA program issues these home mortgages for rural development in many part of the US, including Folsom and the surrounding areas. There is an additional criteria of sufficient credit that must be met. The Single Family Housing Guaranteed Loan program has approved lenders that offer the USDA loan that the Baker Loan Team will broker to get you the best home loan possible. The loan terms are for 30 years. 

At the Baker Loan Team, it is our objective to help families find a home within sustainable financial means. We are here to get you the perfect loan, and when we do find it, we work hard to ensure that you submit proper applications and paperwork to give you peace of mind during your home buying experience.

If you have any questions regarding a USDA loan or any of our other loans, please give us a call today!